To help families better understand their personal finances, We offer a Financial Snap shot that gives a detailed overview of your current financial situation and suggests a personalized strategy for your financial security.

Most people want to make smart financial moves, but sometimes even people with great intentions make mistakes. And sometimes those who think they have it all under control get a huge surprise when they really examine their financial health.

Are you really fiscally fit? Answer these five questions and see for yourself!

1. How much of your income do you save or invest each year?

A. 10%

B. 5%

C. Who can afford to invest? I have bills to pay!

2. In case of a financial emergency, how long would your emergency fund last?

A. 3 months

B. 1 month

C. I’d be in big trouble!

3. How much credit card debt do you have?

A. Zero. I pay off my credit card balance each month.

B. Around $5,000

C. I’ve stopped counting.

4. What does your retirement future look like?

A. I’ll be able to maintain my standard of living for the rest of my life.

B. I may have to cut some corners, but I’ll live on at least 75% of what I made before retirement.

C. Who knows if I’ll even get to retire?

5. If something tragic were to happen to you, how would your family pay the

necessary expenses?

A. My savings would cover any expenses.

B. I have a term life insurance policy.

C. That’s a good question.

Answer Key

If you answered:

Mostly As – Your financial future is looking good! You understand that unexpected expenses happen, and you’re ready for them. A free FNA from our company can show you what you’re doing right, and show you ways that you could make your money work even better for you!

Mostly Bs – You’re on your way! But, you could still do more. Call a family representative to schedule your complimentary FNA and learn how you can take that start and make your way to financial independence. You can do it!

Mostly Cs – OK, so maybe you’ve made some mistakes with your finances. But, there’s hope. We can help you pinpoint weaknesses in your financial program and put together a program to get you in better financial health. It all starts with a free Financial Needs Analysis. You can turn your finances around, and your Family representative can lend a hand.

Do You Know Your FIN?

Did you know there's a number that could make or break your goals for the future? It's called a Financial Independence Number (FIN). This number is the key to how you will spend the rest of your life. It represents how much you will need for monetary obligations, including your expenses during retirement.

Get your Financial Independence Number through the free, personalized FNA. Your Family Representative will use the FNA to help you see how the choices you’re making are affecting your future. Besides, you can’t know how close you are to your goals, if you haven’t calculated how much you’ll need to reach them.

The Financial Needs Analysis is first. It will provide your FIN, and that’s the first step toward financial freedom. Call a Family Representative today.